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  <url>
    <loc>https://forlater.com/home</loc>
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    <priority>1.0</priority>
    <lastmod>2024-12-11</lastmod>
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  <url>
    <loc>https://forlater.com/our-team</loc>
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    <lastmod>2021-11-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/1635781922075-FQ4X2YCYBDQW83VJKZ4E/Katharine_2021.jpg</image:loc>
      <image:title>Our Team - Katharine Requa</image:title>
      <image:caption>Katharine ReQua understands that apparently effortless execution requires tireless work behind the scenes - whether with production, fulfillment or order management - or any other of the many hats our founders must wear.  She supports our companies as they navigate the complexities of managing rapid growth both profitably and sustainably. Read Katharine’s full bio.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/6fcffb3c-daa6-4e21-84c2-6607cdb748d6/BryanAnderson.jpg</image:loc>
      <image:title>Our Team - Bryan Anderson</image:title>
      <image:caption>Bryan Anderson’s expertise is drawn from decades of experience in the consumer/retail real estate world. Distribution strategies, lease negotiations and detailed market analyses are just some of many resources Bryan provides for our portfolio companies. Read Bryan’s full bio.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/1635781837895-C0U33EHD9OKCLF8FHR2N/Kaity_2021.jpg</image:loc>
      <image:title>Our Team - Kaity Cimo</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/4edd4a82-5056-4a5a-aa7e-fffa3bdd1dfe/IMG_4946.jpg</image:loc>
      <image:title>Our Team - Bill Maffie</image:title>
      <image:caption>Bill Maffie believes that thorough financial modeling can improve decision-making, help mitigate risks and provide founders with insights about their businesses which are not always readily apparent. He works closely with our portfolio names to extract insight from data and provide resources that founder-operators can use to make their businesses run more smoothly. Read Bill’s full bio.</image:caption>
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  <url>
    <loc>https://forlater.com/team-bryan-anderson</loc>
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    <priority>0.75</priority>
    <lastmod>2021-11-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/933d20b0-d706-41e0-b7d3-2c1a8b49f0d3/BryanAnderson.jpg</image:loc>
      <image:title>Bryan Anderson - Bryan Anderson</image:title>
      <image:caption>Bryan Anderson graduated Tufts in 1992 and has spent his entire 30 years since working for Atlantic Retail.  From his first position as an intern at a then regional brokerage firm, he has risen to the position of managing partner, opened 8 more offices nationally, with over 100 employees involved in all aspects of the retail and consumer real estate ecosystem.   Throughout his career Bryan has worked with numerous chains - whether national retailers  such as Target, where Bryan has been involved in the entire New England landscape (over 100 stores); or Petco, for which he has overseen their entire New England and Southeast rollouts (over 400 stores); to Bob’s Discount Furniture, for whom Bryan and his team helped locate and occupy their first 25 stores on the west coast. Bryan’s expertise in the  sector ranges from helping companies formulate their growth strategies  to determining the actual locations which will help them achieve their plans. His considerable experience encompasses projects with companies of all sizes and product categories, with vastly different needs and goals, from national warehouse clubs like Costo, and large format retailers like Bed Bath and Beyond and Best Buy, to high density food retailers like Starbucks and Cava, to new economy distribution models like Tesla, among others.   Beyond his prowess with real estate, Bryan has developed a very informed understanding of market dynamics that impact businesses - whether it be deal structure or cash flow modeling to nuanced aspects like distribution exclusives and contract flexibility, Bryans’ work on behalf of countless consumer companies provides a remarkable resource to brands old and new as they establish or refine their go-to-market strategies. In addition, having invested in numerous real estate transactions personally during his career, Bryan has developed a keen eye for the kinds of relevant, subtle analysis that can be the difference between a compelling opportunity and a cautionary tale. Away from the office, Bryan enjoys golfing, fishing, skiing, and any and all travel. Prior to attending Tufts, Bryan attended The Roxbury Latin School, where he currently serves as a Trustee. He lives in Westwood, MA with his wife April and their three children.</image:caption>
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  <url>
    <loc>https://forlater.com/team-kaity-cimo</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-08-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/1635781837895-C0U33EHD9OKCLF8FHR2N/Kaity_2021.jpg</image:loc>
      <image:title>Kaity Cimo - Kaity Cimo</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://forlater.com/team-katharine-requa</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-11-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/1635781922075-FQ4X2YCYBDQW83VJKZ4E/Katharine_2021.jpg</image:loc>
      <image:title>Katharine Requa - Katharine Requa</image:title>
      <image:caption>After a short-lived stint in consulting, Katharine dove into retail entrepreneurship and has been on the frontlines of retail renaissance ever since. During her early days as a consultant, Katharine honed her operational expertise while refining her ability to analyze data in order to make precise, and impactful decisions. As adept with people as she is with information, Katharine soon found herself opening an innovative retail concept in Stowe, VT which catalyzed her to reinvent the power of storefront, profitably. With her proven ability to identify brands and help the founders behind them drive profitability, she (and partner Kaity) later opened a profitable-from-day-one retail concept and scaled to three doors in less than two-years. At For Now, Katharine’s proven success in positioning and scaling brands through various growth stages is born of her work with over 150 emerging, high-potential brands.  With her prowess for business operations, Katharine ReQua utilizes her passion for retail along with her innate creative decision making as a co-founder of For Now. Katharine’s inspiration in the development of For Later lies in her belief that there are many ways in which she and her partners can help founders grow their businesses, her affection for the retail industry. She believes in a founder-first approach and is especially fond of those who build brands that are motivated by their own personal philosophies. When Katharine is not deep in data or strategizing with a founder, she can be found on the tennis court, skiing, or enjoying the coast of Maine. She’s an active mentor with Babson Win Lab and Nantucket Island Center for Entrepreneurship. Katharine holds a BA + Masters in Communications from The University of Maine, Orono and her MBA from Babson. She resides in Boston.</image:caption>
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  <url>
    <loc>https://forlater.com/team-bill-maffie</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-08-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60df452dfdce97035f26a59a/2576dcf2-19a9-44e3-b7d4-d4e05467b323/Bill_Maffie.jpg</image:loc>
      <image:title>Bill Maffie - Bill Maffie</image:title>
      <image:caption>Prior to leaving the investment management business in 2018 - the majority of which was spent at Wellington Management, Adage Capital Management and PAR Capital -Bill Maffie spent his entire 25-year career as an analyst and portfolio manager specializing in the consumer sector.  For the first third of his  career he supported portfolios across various style disciplines until he began managing his own portfolios, having complete autonomy and oversight over the capital which his employers deployed in the consumer/retail sector.   Throughout his career he developed, maintained and refined detailed financial models which helped him better assess the risks and opportunities associated with a given investment, value a broad assortment of companies in multiple aspects of the consumer universe, and construct a concentrated portfolio of longer-term-focused positions. In addition, over his 25 years in the industry he hosted and/or participated in thousands of meetings with senior managers from some of the largest (and smallest) consumer companies in the world; met and interviewed corporate board members; attended countless conferences, corporate analysts’ days and trade shows, and traveled and conducted primary research on businesses in both the United States and abroad.  He was responsible for holdings in companies which ranged in enterprise value from the tens of millions to the hundreds of billions, often developing close relationships with senior management which provided him an invaluable education about the challenges faced by company managers and how the best management teams faced these challenges successfully. Bill was born and raised in Quincy and, like Bryan, attended the Roxbury Latin School where he served as a Trustee until 2019.  He also served as a Trustee of the Dana Hall School until 2023 and is currently a board member of both Baycove Human Services and the fledgling Stowe Jazz Fest. In addition, Bill holds director positions for both SOS and Rooted Farmers.  Bill has a BA in English from Union College, is a CFA Charterholder and is recognized as a qualified Financial Expert under the SEC guidelines for public company directors.  In his free time he enjoys travel, fly fishing, snowboarding, hiking and most outdoor pursuits as well as cooking, and he currently lives in Newton with his wife Heather and their two daughters.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://forlater.com/app-contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-17</lastmod>
  </url>
  <url>
    <loc>https://forlater.com/app-privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-17</lastmod>
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